Mortgage Refinance Checklist

Refinancing your mortgage is an excellent way to save money and shorten the term of your loan. But you need to do your research to see if a refinance is right for you. Interest rates are at historic lows, but a low rate alone is not a reason to refinance. Here is a mortgage refinance […]

Should You Tap Into Your Home’s Equity

If you own your home, then you may have equity in the property. If you do, then should you tap this locked up equity and use it? There is no black and white answer. Some uses of your home’s equity are foolish while others can help you build wealth. I’m going to look into a […]

Mortgage Basics (and two great strategies to annoy your banker)

Mortgages. Even the name sounds like someone attaching chains to your legs, doesn’t it? But there’s good news: mortgages don’t have to be ominous, and if you do them wisely, you can come out ahead on your mortgage decision. Let’s start with what a typical mortgage looks like and then we’ll talk about some strategies […]