Why Saving Money Should be a Priority

There are plenty of articles out there on saving money, but most of them don't answer one question, which is why do you need to in the first place? These articles are written as though doing so is self-evident, but if you are young and have no dependents, … [Read More...]

Investing

penny stock

How To Find The Right Or Wrong Penny Stock

"My friend told me about this mining stock that will spike from $0.001 to $5 over the next 6 months."  WOW, this is a great investment right?...wrong.  Almost everyday someone calls me to talk about some hot penny stock that they know is going to take off. … [Read More...]

Infographics

Financially Competent Infographic

Infographic Of The Day – Who Is “Financially Competent?”

Infographics are a fantastic way to learn for those that prefer a visual representation of subject matter.  Once a week, I will feature an infographic that details a basic financial concept with stunning clarity.  As a blog dedicated to financial education and … [Read More...]

Why Saving Money Should be a Priority

There are plenty of articles out there on saving money, but most of them don't answer one question, which is why do you need to in the first place? These articles are written as though doing so is self-evident, but if you are young and have no dependents, … [Read More]

Personal Update 1, January 2020

Welcome to 2020.  I hope that all of you are achieving all your goals and have mapped out a plan for the year ahead.  Things are starting out well for me.  With the record highs in the markets my portfolio is sitting at near highs as well.  I’ve also seen some … [Read More]

At What Age Should You Start Thinking About a Life Insurance Policy?

Far too many people think that they only need life insurance when they get married and have children. Between your student loans and all the other monthly expenses that add up, you might think that paying your rent is more important and that you can put off … [Read More]

Financial Moves to Make in a Low Interest Rate Environment

As a bit of a follow up to my article on retirement and low interest rates, I’m going to discuss a few smart money moves to make in a low interest rate environment.  We’ll call these short to mid-range time horizon moves since we are playing on rates.  Rates … [Read More]

Personal Financial Update. Part 3. DEC 2019

2019 is already over.  This year seemed to fly by.  Since this will be my last personal update of the year it is a good time to look back and review 2019 from a personal finance standpoint. Wealth Building 2019 was a very good year for my portfolio.  I’m up … [Read More]

How Low Interest Rates Can Affect Retirement

Have recent interest rate cuts impacted retirement?  The short answer is yes.  Things can get complicated, but low interest rates do have long-term effects on the economy and could alter your retirement planning. Retirement Income One of the most obvious … [Read More]