Choosing The Right Kind Of Broker

The brokerage industry has changed greatly over the last decade. It is now possible to buy and sell practically any security online, yet people still insist on paying hundreds of dollars for a broker to do it for them. I’m not saying that managing your own investment portfolio is for everyone, but for the majority […]

Dividend Aristocrats 2013: 25+ Years Increasing Dividend Payout

Investors love Dividend Stocks. They rely on them for their portfolio because they provide a guaranteed additional income. During the last recession (any recession really) your other available options for income, CD’s and Bonds, tanked. They were no longer the less risky investment option because their payout dropped. They dropped so low that investors are […]

What are Stock Dividends?

If you’re unfamiliar with Stock Dividends the best way to describe it is a sum paid out regularly (usually quarterly) by a company to it’s shareholders. Where does this sum come from? Normally out of profits or company reserves. Not bad, eh? You buy a stock and then get paid back a regular and consistent […]

What Drives Investor Behavior?

The American Dream is, “If we can dream it, we can do it”. Too often we take this mindset into stock trading and it fails us. When we read and hear success stories of the rich and famous it always includes their tales of how they never gave up. They followed their heart (emotions) and […]

What You Need To Know About Stock Splits And Dividends

As a shareholder of a publicly traded company, you generally have the right to vote on certain corporate actions. The board of directors can be reshuffled, mergers and acquisitions must be approved and amended bylaws are subject to voter approval. What shareholders do not get to vote on are stock splits and ordinary dividends (there […]

Is a Target Fund for you? Pros and Cons

Target Funds aka Target Retirement Funds or Target Date Funds are slowly becoming the most popular retirement fund, and soon most 401(k)’s will be full of them. Pensions no longer dominate retirement talk and target funds are the latest hot item to hit the market. If you’re signed up through your employers 401(k) plan then […]

Why Your Investment Returns Could Be Lower Than You Think

Have you ever heard to expect a 10-12% return if you correctly invest in the stock market? I’ve heard that, many times. Sure, others are out there promising massive returns on penny stocks and other immediately gratifying—but highly illusive—investment options. As we move forward it’s key to understand the difference between average returns and annualized […]

Never Lose Money In The Stock Market

As a small investor with less than a couple of million dollars in the market, you should not be losing money. There’s no reason for people to lose money yet time and time again, I see exactly that. Investors have every tool to make good investment decisions, but they still buy a stock when it’s […]

Investing 101: Stay Away From Bankrupt Companies

In some ways, publicly traded companies are not that much different from individuals. They must generate income and a positive cash flow in order to operate just like you and I need a cash flow to survive and pay our bills. Not unlike individuals, a company can also file for bankruptcy if its obligations become […]

Make My Money Grow Part 3: Should I Invest Or Pay Off Debt?

Some people are thrifty. Some are frugal. Both can be great at saving, and even at paying off debt. All wise choices. But saving is not the same as investing. Saving will pile up your money, while investing can make your money grow itself. But if you hold some debt, should you invest or pay […]