Did you know that, when used correctly, credit cards can be really beneficial at boosting your finances? They can prove invaluable in an emergency, can help you to develop better money-management skills and they can even be used to build up a poor credit rating. However, if used incorrectly, they can end up getting you […]

Last year was a seminal one for British households, but unfortunately for all the wrong reasons. After all, Brits spent around £900 more on average than they received incomes throughout 2017, pushing their finances into deficit for the first time since the credit boom of the 1980s. This has left an army of UK consumers who […]

When you’re running a business, one of the most important things you can do is ensure you’re targeting your customer specifically. This overarching aim can be expressed in all sorts of ways at different levels of your business and in different departments. Getting specific with identifying the different groups of people who constitute your customers […]

On the road to securing your ideal mortgage, a meticulous market comparison is mandatory. After determining how much you can borrow, the next step is to compare mortgages from as many lenders as possible. Interest rates, overall borrowing costs, repayment flexibility – all to be taken into account. So to help you find the best […]

For many Americans, the concept of owning their own business can seem like a dream come true. After all, why worry about fetching coffee for the manager when you can be your own boss, set your own hours, and essentially spend your life following your passions? While the online world has made it a lot […]

A creditscore is basically a reflection of the credit report information, and it indicates how you handle your debt. Certain things – such as loans – can have an impact on it. Depending on the situation and how things are going with your loan, your credit score could be either badly influenced or positively influenced. […]