Personal Financial Update June 2020

June has arrived and with it my personal financial update, June 2020. Our pool is open, the garden is planted, and we were able to do our first kayak trip of the season on the river near our cabin. The world is still in turmoil, as the coronavirus is still infecting millions of people, and […]

Mortgage Refinance Checklist

Refinancing your mortgage is an excellent way to save money and shorten the term of your loan. But you need to do your research to see if a refinance is right for you. Interest rates are at historic lows, but a low rate alone is not a reason to refinance. Here is a mortgage refinance […]

Dealing with the Coronavirus. Personal Reflection APR 2020

April is already more than half over.  It’s still cold here however, as it’s going down into the mid 20’s tonight.  So, Spring has not sprung just yet.  I have managed to cut my grass for the first time, and I cleaned out my mulch beds.  More work to come once it finally warms up.  […]

Coronavirus Credit Card Relief Programs

If you are carrying a balance on credit cards and have suffered a job loss or income reduction due to the Coronavirus pandemic, then you may qualify for some relief.  Multiple credit card issuers have launched programs to assist customers who may have trouble meeting their payment obligations during these unprecedented times.  I’ve compiled a […]

Can You Buy a House With Student Loan Debt? Yes, Here’s How to Tackle It

While the idea of the house with the white picket fence has morphed and modernized, the dream of homeownership is still very real for the average American. And while the call of homeownership remains steadfast, the cost of higher education has increased dramatically, strapping even the most financially prepared students with student loan debt. There’s […]

First 7 Things to Do After Becoming Debt Free

Debt is extremely common and comes in many different forms. There are numerous reasons as to why an individual might choose to take on debt. Someone might get a mortgage to buy a home. Someone might get an auto loan to cover the cost of a new car. Someone may need help covering their medical […]

How To Make The Debt Snowball Payment Strategy Work For You

What happens when you roll a snowball? It gets bigger and bigger until it’s so big it’s practically indestructible. That’s good fun when you’re a kid. It’s just as fun as an adult when you use this snowball method to tackle your debt So what is the debt snowball method? Continue reading to learn what […]

Eliminate the Debt and Live Your Life

If you currently live the paycheck-to-paycheck lifestyle, you know all too well the challenges you face. You get paid and the day after you have nothing left to live on. It’s not a comfortable lifestyle by any means. And, any minor setback, like a notice of a past due imminent bill can turn your delicate […]

The Problems That Come With Being a 30K Millionaire

I’ve recently been introduced to the concept of the 30K millionaire. Apparently, the concept has been around for several years, but I first heard of it about a month ago.  So, what exactly is a 30K millionaire?  I decided to do some research and share what I found with you. So, What Is a 30K […]

Real Financial Advice from a 3×5 Card

Harold Pollack, a University of Chicago Professor wrote a 3×5 card that gave real financial advice. Most of this information is well known to most people. The problem is that although we have the information, we rarely use it. Going over financial advice may be boring to some, but may save others future hardships. Let’s […]