Can You Buy a House With Student Loan Debt? Yes, Here’s How to Tackle It

While the idea of the house with the white picket fence has morphed and modernized, the dream of homeownership is still very real for the average American. And while the call of homeownership remains steadfast, the cost of higher education has increased dramatically, strapping even the most financially prepared students with student loan debt. There’s […]

First 7 Things to Do After Becoming Debt Free

Debt is extremely common and comes in many different forms. There are numerous reasons as to why an individual might choose to take on debt. Someone might get a mortgage to buy a home. Someone might get an auto loan to cover the cost of a new car. Someone may need help covering their medical […]

How To Make The Debt Snowball Payment Strategy Work For You

What happens when you roll a snowball? It gets bigger and bigger until it’s so big it’s practically indestructible. That’s good fun when you’re a kid. It’s just as fun as an adult when you use this snowball method to tackle your debt So what is the debt snowball method? Continue reading to learn what […]

Eliminate the Debt and Live Your Life

If you currently live the paycheck-to-paycheck lifestyle, you know all too well the challenges you face. You get paid and the day after you have nothing left to live on. It’s not a comfortable lifestyle by any means. And, any minor setback, like a notice of a past due imminent bill can turn your delicate […]

The Problems That Come With Being a 30K Millionaire

I’ve recently been introduced to the concept of the 30K millionaire. Apparently, the concept has been around for several years, but I first heard of it about a month ago.  So, what exactly is a 30K millionaire?  I decided to do some research and share what I found with you. So, What Is a 30K […]

Real Financial Advice from a 3×5 Card

Harold Pollack, a University of Chicago Professor wrote a 3×5 card that gave real financial advice. Most of this information is well known to most people. The problem is that although we have the information, we rarely use it. Going over financial advice may be boring to some, but may save others future hardships. Let’s […]

Mortgage Basics (and two great strategies to annoy your banker)

Mortgages. Even the name sounds like someone attaching chains to your legs, doesn’t it? But there’s good news: mortgages don’t have to be ominous, and if you do them wisely, you can come out ahead on your mortgage decision. Let’s start with what a typical mortgage looks like and then we’ll talk about some strategies […]

Can Debt Settlement Be Your Way Out of Debt?

Debt is a serious problem for more than 50 percent of the households in the United States. But before we can talk about a way out of debt, you must understand the mechanism for getting into debt. Is Credit Really Your Friend? If you’re like most people you’ll find your mail box full of pre-approved […]

Don’t Hit The Panic Button! How Financial Woes Can Be Solved With A Second Set of Eyes

Things are looking bad. Every turn you make with your accounts erupts in problems, and overdrafts. There is no feeling like failing financially. There are few things more burdensome. But there is hope, and the answer isn’t to make more money. The answer lies in understanding a few financial principles well, and executing them well.

How to Prioritize Debt Payments

One of the biggest questions out there is how does one prioritize debt payments. Should I pay my student loans off first or my credit card? Should I be simultaneously putting money aside towards my savings with a 401k or Roth IRA? These are all great questions to ask, and the answers are crucial to […]