Real Financial Advice from a 3×5 Card

Harold Pollack, a University of Chicago Professor wrote a 3×5 card that gave real financial advice. Most of this information is well known to most people. The problem is that although we have the information, we rarely use it. Going over financial advice may be boring to some, but may save others future hardships. Let’s […]

5 Things That Can Hurt Your Credit Score

Nobody wants to have a bad credit score. It can definitely make life a lot harder than it should be. A bad credit score can prevent you from getting a loan. It may result in being asked for a security deposit or getting a higher insurance rate. Obviously, you should do all you can to […]

How to Choose the Right Bank Card for Your Needs

With the convenience of electronic payment options, billions of people use bank cards for everything from shopping to paying bills both online and in-person. Many industries, such as hotels and car rentals, require a bank card in order to make reservations, and it seems the modern economy demands that people have at least one bank […]

Coping With Bad Credit

Bad credit occurs when one fails to meet his or her debt obligation and hence one cannot qualify for an additional loan in the future. This mostly happens when people take loans which they are unable to repay and if this incidence occur severally, a situation of bad credit occurs. In some occasions, bad credit […]

What the Credit Card Companies Do Not Want You To Know

Ah this is a great topic for the holiday season…Credit cards are the best invention ever made right? Well, they may be a great invention for credit card companies (especially right around this time of year), but for the consumer that does not understand their impact, credit cards can be a nightmare. However, for consumers who […]

Best Options When You Have Bad Credit But Need Money

Having bad credit can be a headache when you are in need of money, but it shouldn’t prevent you from access to the cash you need when you need it. There are ways you can get money when you have bad credit. You just need to know where to look and what to expect. How […]

Six Ways to Get a Personal Loan With Bad Credit

Have bad credit? Is your checking account low on funds? No worries, while having bad credit does make getting approved for a personal loan more difficult, it doesn’t make it impossible. You can still get a personal loan with bad credit; you just have to be a little more creative with your loan search. Here […]

How Small Business Loans Can Boost Your Bottom Line

If you’re a small business owner, you know how much it takes to keep your business running successfully. And with all the expenses that need to be covered on a day-to-day basis, it can sometimes be difficult to keep your profits where you want them to be. Small business loans and lines of credit can […]

Understanding Credit Card Benefits

For small business owners, credit cards are not just a cost to be managed. They’re also constructive financial tools that can bring a range of benefits to your company – if you use them correctly. Increased liquidity Credit cards are a handy tool for keeping cash flow under control. Using credit cards effectively, however, involves […]

How to Secure a Small Business Loan

There is an old saying that rings true in small businesses and in life: You need money to make money. Whether you are just beginning a new business or you want to grow the one you already have, there will probably be a time when you need to take out a small business loan to […]