3 Ways to Do Retirement Planning the Right Way

Retirement planning can sound so ominous, sort of like preparing for death. However, it’s something we all need to look at regardless of the type of retirement we want – whether that be early retirement or a more traditional retirement scenario. The last time I checked, working until you drop as a Wal-Mart greeter is […]

Investors are bearish on gold: so what? 

In the words of the business magnate Warren Buffet, “Be Fearful When Others Are Greedy and Greedy When Others Are Fearful.” Gold prices are very low right now compared to its prices in 2011 so why aren’t more investors, investing in the precious yellow metal? People are cautious right now because renowned financial experts are saying […]

Small Business Tax Forms & Which One You Should Use for Your Small Business

This is a guest post by Phillip Christenson, CFA, from Phillip James Financial. I asked him to share his expertise for us small business owners as January 1 is right around the corner. Read on how to choose whether you should be using Schedule C, Form 1065, or something more specific. This summary on tax […]

Millennials, Are You Ready to Retire?

I fall into the millenial category, those born between 1978-1988. I can honestly say, as I sit here nearing 30, I am NO where near on track for retirement. Hell, I still have almost 100k worth of debt to deal with first. Am I freaking out yet? No. Should I be? Maybe, but I’m not. […]

3 Things Not to Overlook as You Start Investing in the Stock Market

As I wrote last month, I worked in the online brokerage space for a number of years and got to see firsthand how investors handled their portfolios on a daily basis. Some made me cringe and others I thoroughly enjoyed learning from. It was the latter that allowed me to help further shape my investing […]

The Facts about the Obamacare Tax Credits

It’s been said, a fool and his money are soon parted.  The rest of us wait for April 15th.  But that might be about to change.  There is real gold tucked inside the health care laws complex tax credits if you’re willing to dig a little. If your family makes less than $94,000 per year, […]

Home Insurance: The Top 5 Strangest Questions Ever Asked

The questions that people ask on the internet can be staggering. From a man asking the readers of Yahoo Answers where they should hide a body, to a girl asking for advice because her new boyfriend isn’t texting her back. To reassure you, the first one was apparently ‘research’ for a forensic science study. In […]

What to Look for When Shopping for Small Business Banking

Only a year and a half ago my partner John and I started a small business together. Of course, we want to share the finances, which required us to open a small business banking account. It involved a bit more than we anticipated. Merely visiting your current bank’s local branch or website may or may […]

Is Home Insurance Worth Your While?

Homeowners insurance – you’re often not legally required to have it (though sometimes are) and it’s the type of thing that you theoretically could never use, but the truth is that home insurance is truly invaluable. It’s easy to tell yourself, “I’ll probably never get robbed” or “It’s really unlikely that something will ever do […]

How Taking Control Of Your Finances Changes Your Life

I don’t know many people who, from first dollar in hand, knew exactly how to control their money. Learning how to control your finances is a learned skill. Some people are fortunate enough to have learned valuable skills from their parents or other role models while others, myself included, fumble their way through their finances […]