How Many Credit Cards Should You Have?

How many credit cards should you have? There is no one size fits all answer to this question. If you have a lot of debt that you are trying to pay off, or if you struggle to keep a strict budget, then the answer in your case is to have zero credit cards. However, if […]

How to Lower Your Credit Card Interest Rate

How do you lower your credit card interest rate? If you find yourself in credit card debt and are trying to pay it off, then lowering the interest rate on your cards can help accelerate the process. With the average APR on credit cards in the U.S. being between 15% and 22% you can see […]