How many credit cards should you have?

How Many Credit Cards Should You Have?

How many credit cards should you have? There is no one size fits all answer to this question. If you have a lot of debt that you are trying to pay off, or if you struggle to keep a strict budget, then the answer in your case is to have zero credit cards. … [Read More...]

Investing

Money Management Tips for Better Trading

Entering the foreign exchange market without precautions could be compared to driving an F1 car without a safety helmet. If you intend to trade the forex markets with a pragmatic view to be successful, you might want to setup and follow a trading plan which … [Read More...]

Infographics

student loan debt infographic

Student Loan Debt – Midweek Infographic

We're all told that a college education is an invaluable commodity and a necessity in today's world. Because of this, people are willing to pay almost anything for a degree. However, at the current cost, is it worth the value that people place on it? Bill … [Read More...]

Mortgage Refinance Checklist

Refinancing your mortgage is an excellent way to save money and shorten the term of your loan. But you need to do your research to see if a refinance is right for you. Interest rates are at historic lows, but a low rate alone is not a reason to refinance. Here … [Read More]

Personal Financial Update June 2020

Personal Update May 2020

It’s hard to believe that it is already May. It would appear that things are starting to return to normal, as certain businesses are beginning to reopen. Granted, there is still a long way to go, but it is nice to see some progress. Here is a brief personal … [Read More]

Gold Buyers Checklist

Thinking About Investing in Gold? Check this Gold Buyers Checklist First.

If you are thinking about investing in gold, then there are a few things that you need to consider before making your purchase.  I’ve made a gold buyers checklist to cross out before you buy.  Please note that whether or not gold is a good investment, or … [Read More]

impact of the coronavirus

Dealing with the Coronavirus. Personal Reflection APR 2020

April is already more than half over.  It’s still cold here however, as it’s going down into the mid 20’s tonight.  So, Spring has not sprung just yet.  I have managed to cut my grass for the first time, and I cleaned out my mulch beds.  More work to come once … [Read More]

credit card relief programs

Coronavirus Credit Card Relief Programs

If you are carrying a balance on credit cards and have suffered a job loss or income reduction due to the Coronavirus pandemic, then you may qualify for some relief.  Multiple credit card issuers have launched programs to assist customers who may have trouble … [Read More]

Personal Financial Update

Personal Financial Update, April 2020

April has arrived and with it some welcome warmer weather.  I gave my lawn tractor a tune up a few days ago in anticipation of the coming mowing season, and I started to clean out some of the mulch beds around the house.  Work on our cabin continues with new … [Read More]