Why Saving Money Should be a Priority

There are plenty of articles out there on saving money, but most of them don't answer one question, which is why do you need to in the first place? These articles are written as though doing so is self-evident, but if you are young and have no dependents, … [Read More...]

Investing

Do Investments Make Good Gifts?

What do you give someone as a gift when they insist they have everything they need? Does this dilemma sound familiar? I’ve had this happen to me and it can leave you in a tough spot. On one hand you need a great gift, but on the other, you have no idea what … [Read More...]

Infographics

Greece riots

European Economic Crisis – Midweek Infographic

In 2008, financial institutions in the US began to drop like flies. Lehman Brothers - gone, Bear Stearns - gone, Washington Mutual - you guessed it, gone. Four years later, what condition are we now in? The US banking system has regained much of its strength … [Read More...]

Stone Veneer Wall

Building a Stone Veneer Wall at Our Camp

I’m posting a mid-month update. No changes to assets or debts since the beginning of December, but on a personal note we just finished up a rather significant project at our camp. I figured I’d share some of our progress and take a little break from the normal … [Read More]

Average Net Worth by Age

What is your net worth?  How does it compare to others in your age group?  What can you take away from these numbers?  Tracking your net worth can help keep your personal finances in check, since it measures your overall portfolio value and not simply your … [Read More]

How to Get Your Finances Ready for the January Blues

The post-Christmas period is traditionally one of thrift. We’ve all splurged our pay-packets on an embarrassment of luxuries for our friends and families, and now we have to reign things in a little bit to keep the lights on. To make matters worse, there’s a … [Read More]

jar of coins

Personal Financial Update, December 2019

It’s hard to believe that it’s December already and that there is less than a month left of 2019.  The year went by fast, but a lot was accomplished during that seemingly short time span.  Christmas shopping has begun, and it’s being cash flowed as planned.  … [Read More]

Should Personal Finance be Taught in School?

Should basic personal financial literacy and skills be taught in school?  It’s an interesting idea and one that I happen to support.  There is a growing movement to implement such classes in school.  A quick Google search will pull up commentary from financial … [Read More]

Vacationing on a Budget

We recently returned from a 10-day trip out west. We hiked in the Nevada high desert, went to Lake Tahoe, stayed a few nights in Yosemite National Park, sat in hot springs in the California Mountains, spent 3 days in San Francisco, visited the Red Wood Forest … [Read More]