This week I’m on a family vacation. While we were fortunate to be able to drive to save money, we already know where the next reunion is since they are planned two years in advance. With the next destination, driving won’t be an option. Seeking out great airfare deals will be so important for us…
The American Dream is, “If we can dream it, we can do it”. Too often we take this mindset into stock trading and it fails us. When we read and hear success stories of the rich and famous it always includes their tales of how they never gave up. They followed their heart (emotions) and…
Coupon sites are everywhere. What started as a small online niche has grown into a huge internet phenomenon. Through an online coupon site, you can do everything from save $1.00 off your favorite cereal to book a dream trip to Fiji. Sometimes it seems like the deal is too good to be true, but often…
Should I buy a used or new car? A whole lotta people are passionate about buying used. (Sorry this article doesn’t broach the subject of the upside or downside of leasing!) I’ve often heard, “Don’t buy a new car. As soon as you drive it off the lot it loses thousands in value!” …as if…
As we discussed last week, summer can be expensive! A staycation is a perfect way to enjoy family time this summer while not breaking the bank. As defined by Wikipedia, a staycation is: A period in which an individual or family stays home and participates in leisure activities within driving distance, sleeping in their own beds…
Target Funds aka Target Retirement Funds or Target Date Funds are slowly becoming the most popular retirement fund, and soon most 401(k)’s will be full of them. Pensions no longer dominate retirement talk and target funds are the latest hot item to hit the market. If you’re signed up through your employers 401(k) plan then…
I don’t know about you, but for us summer gets expensive! Between summer vacations, family gatherings, weddings and kid involvements, our budget always seems to go bust in the summer. We’re like caged animals being let out. Cooped inside all winter and finally out socializing again can hurt the pocket-book. If you haven’t yet made any…
A friend of mine recently mentioned that he’s saved over 6 figures in retirement funds. No, he wasn’t born into money. He wasn’t given a handout. He’s not part of the 1%. He’s not a lawyer or a doctor either. What he did is something any of us can do. He started saving early, even…
The founding principle behind All Things Finance is this: as a financial advisor JW recognized the financial illiteracy that is rampant in this country. Therefore the need for financial education is immediate. Not just for the novice, but even for someone who regards themselves as a seasoned investor. We like to grow—and want to. If…
No one should pay full price for anything these days. There are so many opportunities to save money on items ranging from real estate to dinner. I’ve used Excel to keep track of my monthly expenses for the last several years and recently, I noticed that I receive some kind of discount on every single…