Best Things to Use Your Money for After Retirement

Retirement is something that we all look forward to. After all, we spend around 50 years of our lives working for other people, so aren’t we all entitled to some “me time”? However, retirement can be stressful financially. Without a full-time salary, living standards can sometimes feel pinched in old age. But, with some successful […]

Is it Ever a Good Idea to Borrow From Retirement Savings?

Life is expensive, and few people can manage to cover healthcare, college savings, retirement savings, a mortgage, the daily costs of living, and accumulate a large emergency fund. So if you’re laid off, face a family medical emergency, or are drowning in debt, borrowing from your retirement savings can feel like a tempting option. After […]

You’re 18 years old? Start Investing Now.

The great thing about being young is that you have your entire life ahead of you. However, most people will not begin to think about their future lives until they are 30, 40, or even older. It is not that difficult for anyone to be financially free by retirement. You just need to be committed […]

The Most Hated Investment In An IRA

Ugh…. ….when I was a financial advisor, there was one investment that always drove me crazy. it was frustrating for two reasons: – It had huge expenses (and, not-shockingly, high commissions to the person who recommended it). – The client rarely knew they had it and how it might actually be “good” in their IRA […]

Avoiding Obvious Retirement Planning (or lack of planning) Mistakes

There’s a big difference between wanting to retire early and actually retiring. Hey, everybody! I’m ready to join the party! I’ve been told by bossman that I’m now going to be writing here once a month. You ready? I certainly am. Rather than an extended post on who I am and what I’m about, let’s […]

Retirement Resolutions to Make in 2014

This is a guest post. If interested in submitting a guest post please read our guest posting policy. With the start of a new year here, many people may be looking for ways to get their financial strategy on the right track. This can revolve around many things, but there could be a greater number of […]

Millennials, Are You Ready to Retire?

I fall into the millenial category, those born between 1978-1988. I can honestly say, as I sit here nearing 30, I am NO where near on track for retirement. Hell, I still have almost 100k worth of debt to deal with first. Am I freaking out yet? No. Should I be? Maybe, but I’m not. […]

Don’t Hit The Panic Button! How Financial Woes Can Be Solved With A Second Set of Eyes

Things are looking bad. Every turn you make with your accounts erupts in problems, and overdrafts. There is no feeling like failing financially. There are few things more burdensome. But there is hope, and the answer isn’t to make more money. The answer lies in understanding a few financial principles well, and executing them well.

Investing 101 | Put Compound Interest to Work

Whether we understand compound interest or not, we will ALL hit those golden years and have a desire to quit the work force. The separating factor between those who continue to work and those who retire is that some planned for it and others did not. Those who planned probably heard about that mathematical magic […]

Dividend Aristocrats 2013: 25+ Years Increasing Dividend Payout

Investors love Dividend Stocks. They rely on them for their portfolio because they provide a guaranteed additional income. During the last recession (any recession really) your other available options for income, CD’s and Bonds, tanked. They were no longer the less risky investment option because their payout dropped. They dropped so low that investors are […]