personal financial update

December 2021 Personal Financial Update

Here is a personal financial update for December 2021. It’s been a good year. My wealth continues to increase, and my debt continues to drop. I’ve been Christmas shopping and planning for the upcoming year. Wealth Building and Debt Paydown My portfolio has grown around 15% for 2021, and it is currently hovering near a…

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Is spousal consent required for approving loans?

Is Spousal Consent Required for Approving Loans?

Is spousal consent required for approving loans? Well, there is no one size fits all answer to that question. Generally, the answer is yes, but the better answer is that it depends. Let’s look a little deeper. The Legal Partnership of Marriage Marriage is a legal partnership that has far reaching implications. Everything from legal…

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November Update

November Update

Here is a November update. The start of the month has been productive so far. We finished the bedframe that I built and took it to our camp. We did a few projects at the rental property, and we had some trees cut down at our cabin. Projects Completed November has seen a few jobs…

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What are the three D's of real estate?

What are the Three D’s of Real Estate?

What are the three D’s of real estate? The three D’s are death, divorce, and debt. From the perspective of real estate agents and investors these are the three main reasons as to why people sell their homes. There are obviously others, but these three main factors tend to stand out. Here is a more…

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Is bail money refundable?

Is Bail Money Refundable?

Is bail money refundable? The short answer is yes, but there are conditions. Here is how bail typically works and some of the details and conditions associated with it. Bail Money What exactly is bail? The American Justice System guarantees that someone is innocent until proven guilty in a court of law. Therefore, it is…

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5 Ways You Can Avoid Bankruptcy

Many people face financial constraints, and it is how they handle the problem that offers the solution. In extreme cases, you might want to look for a more targeted solution to the problem. Filing for bankruptcy is among the many ways. You should, however, view bankruptcy as the last-ditch in your plan. In cases where…

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