Building a Stone Veneer Wall at Our Camp

I’m posting a mid-month update. No changes to assets or debts since the beginning of December, but on a personal note we just finished up a rather significant project at our camp. I figured I’d share some of our progress and take a little break from the normal personal updates that I’ve been posting. If […]

Average Net Worth by Age

What is your net worth? How does it compare to others in your age group? What can you take away from these numbers? Tracking your net worth can help keep your personal finances in check since it measures your overall portfolio value and not simply your income. You could have a high income, but if […]

Personal Financial Update, December 2019

It’s hard to believe that it’s December already and that there is less than a month left of 2019.  The year went by fast, but a lot was accomplished during that seemingly short time span.  Christmas shopping has begun, and it’s being cash flowed as planned.  Plans are being made to visit family, attend a […]

A Picture of Student Bank Accounts on Average

The amount of money that a person has on hand is an important part of their financial wellbeing. Most experts recommend that a person try to set aside a rainy day fund of 3-6 months’ bills in case of emergency, including medical emergencies, family emergencies, or just losing a job. But students tend to be […]

Vacationing on a Budget

We recently returned from a 10-day trip out west. We hiked in the Nevada high desert, went to Lake Tahoe, stayed a few nights in Yosemite National Park, sat in hot springs in the California Mountains, spent 3 days in San Francisco, visited the Red Wood Forest on the California coast, and hiked in several […]

3 Things To Know When Buying Your First Used Car

It’s a good option to buy a used car when you’re looking for a quality vehicle but you’re on a serious budget. However, just because it’s a sensible choice to buy a used car doesn’t mean you don’t have to be smart about your choices.

Personal Financial Update, AUG 2019

I’m going to give a brief overview of my personal financial situation and go over a few main points of focus. I’ll be posting regular updates on my progress. Wealth Building I’ve been saving and investing for years. Currently, I’m putting around $1,000 a month into various funds and cash accounts. This is spread across […]

Overcoming the Hold Money Has on Your Life

They say that money can’t buy you happiness, yet daily people stress and struggle to obtain it. Yes, having money is necessary to buy things you need and want, but life isn’t to be defined by how much money you have or the possessions you own. All too often, people are so focused on paying […]

10 Productive Things To Do When You Are Bored

What do you do when you are bored? Do you waste time on social media or watch TV? As an alternative, I’m going to offer some productive uses of your time. 1. Go to the gym There is probably no better way to relieve stress and overcome boredom than with a good workout. If you […]