A Picture of Student Bank Accounts on Average

December 2019 By Leave a Comment

The amount of money that a person has on hand is an important part of their financial wellbeing. Most experts recommend that a person try to set aside a rainy day fund of 3-6 months’ bills in case of emergency, including medical emergencies, family emergencies, or just losing a job. But students tend to be […]

Filed Under: Personal Finance

Vacationing on a Budget

November 2019 By Leave a Comment

We recently returned from a 10-day trip out west. We hiked in the Nevada high desert, went to Lake Tahoe, stayed a few nights in Yosemite National Park, sat in hot springs in the California Mountains, spent 3 days in San Francisco, visited the Red Wood Forest on the California coast, and hiked in several […]

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3 Things To Know When Buying Your First Used Car

September 2019 By Leave a Comment

It’s a good option to buy a used car when you’re looking for a quality vehicle but you’re on a serious budget. However, just because it’s a sensible choice to buy a used car doesn’t mean you don’t have to be smart about your choices.

Filed Under: Personal Finance

Personal Financial Update, AUG 2019

August 2019 By Leave a Comment

I’m going to give a brief overview of my personal financial situation and go over a few main points of focus. I’ll be posting regular updates on my progress. Wealth Building I’ve been saving and investing for years. Currently, I’m putting around $1,000 a month into various funds and cash accounts. This is spread across […]

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Overcoming the Hold Money Has on Your Life

August 2019 By 1 Comment

They say that money can’t buy you happiness, yet daily people stress and struggle to obtain it. Yes, having money is necessary to buy things you need and want, but life isn’t to be defined by how much money you have or the possessions you own. All too often, people are so focused on paying […]

Filed Under: Personal Finance

10 Productive Things To Do When You Are Bored

July 2019 By Leave a Comment

What do you do when you are bored? Do you waste time on social media or watch TV? As an alternative, I’m going to offer some productive uses of your time. 1. Go to the gym There is probably no better way to relieve stress and overcome boredom than with a good workout. If you […]

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Finance 101

April 2019 By 1 Comment

A Beginners Guide to Finances If you are just starting out in your journey of financial education and wealth building, or if you have some debt and want to pay it off and start building wealth, then this primer is a good place to start.  I’m going to run through some budgeting and wealth building […]

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Eating Out Versus Cooking at Home

April 2019 By Leave a Comment

It is common sense that cooking your own food will save you money.  But how much can you save? And, what about some of the other benefits of cooking for yourself?  Can a case be made for eating out? I’m going to look at some of the details of cooking versus eating out. Eating Out […]

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What You Should Know About Buy One Get One Free

March 2019 By Leave a Comment

We’ve all seen “Buy One, Get One Free” advertisements. It’s the single simple word “free” that allures us as consumers to buy a certain item or shop at a particular store. Be clear that these sales tactics are not due to the charitable nature of corporations but because they are great marketing and sales techniques […]

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