Can You Get Cash Back on Personal Checks?

getting cash back on a personal check

Can you get cash back on a personal check? This was once a fairly common practice, but it has fallen by the wayside with the more common use of debit cards. However, if you still desire to use a personal check for shopping, and you want cash back on it, then you can still do it. Here is some more info on this.

Paying With a Check

The use of credit and debit cards have been on the rise for years, but many retailers still welcome a personal check as a valid form of payment. Some still allow you to get cash back as part of the transaction. Getting cash back on a check has its advantages. There is often no minimum purchase, and you will avoid ATM fees. Credit cards often do not offer a cash back option.

Getting cash back on a personal check is a straightforward process. If the retailer allows you to do so you simply write the check out for an amount larger than the total. Let’s say your bill is $20. You’d like $20 cash back, so in this case you simply write the check for $40.

Most retailers will make you show a Government issued ID and might make you join their loyalty program in order to write a check for a purchase. Most retailers also have a limit on how much cash you can get. The average maximum is between $20 and $40.

Where Can You Get Cash Back on Your Personal Check?

The best way to know if you can get cash back on a check at a retailer is to either check their website, give them a call, or stop by at the service desk and ask. There are also resources online that you can check. One such example can be found here.

Wrapping Up

Getting cash back on a personal check is a bit of a lost art, but it is still possible at most major retailers. You will have the advantage of avoiding ATM fees, and there is often no minimum purchase required for cash back like with debit cards. In order to get cash back on a personal check you may have to show ID and join a store’s loyalty program. You will also want to check with the store before trying to get cash back on a check, as not all retailers will allow this practice.

Read Also:

Cashier’s Check vs. Money Order (All You Need to Know)

Credit Cards: What’s Available These Days?

Tips to Improve Your ATMs Efficiency

4 Myths About Credit Cards Debunked!

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