Creating a Budget Calendar

You know for sure what a budget is or have at least heard of one. Having and sticking to a budget is important to maintaining your finances. But what about taking things a step further and creating a financial calendar? A financial calendar can help you visualize your finances. You can see on the calendar […]

Coronavirus: A Brief Update on its Impact on my Life

Coronavirus has consumed our lives right now. There hasn’t been much movement on my personal finances since my last update, so I figured I’d give a brief update on the impact of the coronavirus on my life. Work I am thankfully still working. Several of my friends aren’t so lucky. Everyone at my place of […]

Top Causes of Poverty in the U.S.

Poverty in its most broad definition is a condition where people live without adequate amounts of basic necessities such as food, clothing, and housing. The U.S. Census describes that those living in poverty are individuals who have an income of less than $34 per day or a family of four who earns less than $69 […]

Personal Financial Update, March 2020

March is here and with it some Spring-like weather today. As I sit and write this, the temperature touched close to 70 degrees where I live. There will no doubt be some more cold weather ahead before it is all said and done, but it is a nice relief today. It also serves as a […]

Financing Home Improvement Projects Without Using Your Home’s Equity

If you are a homeowner or thinking about becoming one, then there may be some major projects or renovations that you’d like to do.  These could be expensive such as a kitchen or bathroom remodel or an addition.  If you are planning on financing such an endeavor, then one of the more common things to […]

Personal Reflections FEB 2020

There hasn’t been much of a change in my debt since my last update.  So, as February draws to a close I thought I would take a break from the normal debt and asset updates and post up a few random thoughts and let you know what I’ve been up to this month. Don’t Panic […]

Overcoming Common Fears of Investing

Investing in the stock market can yield rewarding returns and help you secure a comfortable retirement.  But many are afraid to make the leap into this realm.  In fact, a recent survey conducted by GOBankingRates claims that 55% of Americans aren’t investing in the stock market. Getting started is often the biggest hurdle.  Fear of […]

Personal Financial Update, Feb 2020

February is here and so are thoughts of winter coming to an end.  Here in the Northeast we’re looking at another month and change of winter, then the weather will finally start to break.  As mentioned in my last update I’ve been making a Spring project list of work that needs done around my house.  […]

How to NOT Protect Your Net Worth

You are hopefully living life within your means, paying off or avoiding consumer debt, and building net worth. If you are, then congratulations. You already have a winning strategy in place, and you probably already know what you need to do in order to grow and protect your nest egg. But what if you suddenly […]

Personal Financial Update Part 2, JAN 2020

January 2020 is already coming to an end.  I can’t complain too much, as this winter has been mild for the most part.  I haven’t had to plow my driveway yet or shovel much snow.  Heating costs are also keeping low this winter.  So, how are my finances fairing as we head towards February?  Here […]