What the Credit Card Companies Do Not Want You To Know

Ah this is a great topic for the holiday season…Credit cards are the best invention ever made right? Well, they may be a great invention for credit card companies (especially right around this time of year), but for the consumer that does not understand their impact, credit cards can be a nightmare. However, for consumers who […]

The Lucrative Side of Credit Cards: Are Credit Cards Really That Bad?

In the personal finance niche, credit cards tend to have a negative connotation. There are many stories about people climbing out of what is seemingly insurmountable credit card debt, myself included. If used incorrectly credit cards can be quite detrimental, but they don’t have to be. Education Proper credit card use starts with education. Something I was lacking. […]

Credit Cards: What’s Available These Days?

The following article was submitted by guest poster Shay Quincy. If you already have a credit card, looking for a new bit of plastic might be the last thing on your mind – but it’s worth doing your research. Finding the right deal could save you money in the long run, so let’s take a […]

How To Pay Off Debt

In 2012, 46% of Americans carry over a credit card balance from month to month. For those households with credit card debt, the average balance of that debt is an astonishing $15,800.  Why do people have so much debt and why can they not pay off their balances? You generally fall into two categories if you […]