Organising Your Finances; Making Leisure Affordable

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Finances, and the managing of them, is an aspect of living that a lot of people try to avoid in what feels like a ritualistic fashion; the idea of seeing cold hard numbers on how small a budget they have is one that fills various families with dread. Unfortunately, organising your finances is the only way to stay abreast of your monetary comings and goings. Moreover, if you’re keen on indulging every now and again, say for clothes shopping or online gaming, then you need a sensible plan in place to ensure you can afford both.

When we think of our income, we list the essentials, the necessities that get us through our day-to-day, however we can still manage to factor in recreational funds if we’re smart about how we save. Think of individuals in professions that are all about spending money in order to get a return; professional gamblers are hardly ever without the means to play, which is why the way they organise their cash is actually a good example for others to follow.

It is all about keeping your money separate, regardless of what your choice of leisure activity is, if you try to keep all your money in one place you will overspend and therefore leave yourself short. Make sure to have an account for your bills, your food, basically your cost of living, and then another that is for that 10% or so you put to one side. For extremely low incomes, just try to put at least £5 into another account, as cliche as it may sound, every penny makes a difference. Not only will you have peace of mind should you need the extra money, but you also have a focused area of funds that are for you to enjoy first and foremost.

Another useful tip that actually comes from the world of gambling is to look out for offers wherever you visit, be that instore or online. There are no end of brands now that are solely dedicated to delivering you the best deals around, with one of the most obvious being that of Wowcher. However, other sites have promotions everywhere too, such as Lucky Nugget Casino. There are varying reasons behind the logistics of why this is, but on the most basic of levels it is about gaining returning customers – if a store gives you lots of offers you’re more inclined to return to see if more are available. Whether you choose to see this as a ‘ploy’ or not, promotional materials are a fantastic way of helping you save money.

As you can see, recreation doesn’t have the take a backseat because of your finances. Even though it may be challenging to get the right balance at first, ensuring you try these tips and many others will go a long way in making finances a more enjoyable part of your life.