Being Frugal When Choosing Your Next Car

Frugal is the new black isn’t it? These days, everyone is looking for ways to stretch their dollars further. In fact, it’s so popular, it’s sexy! The problem is that everyone seems to talk about the simple stuff. You know, clipping coupons, choosing credit cards, and making sure you budget properly. But what about the […]

Dealer Discounts: Are They Worth It?

Let’s face it: Cars aren’t exactly cheap. Most people can’t afford to purchase an older car outright, let alone a brand new one, and it’s often a challenge even just paying the vehicle off in monthly installments. If you’re looking to get a fresh set of wheels that’s with the times and won’t break the […]

How to Cut Costs and Grow Your Monthly Savings

Cash flow management is often considered the most crucial piece of managing a budget. It’s very important to have both short term and long term analytical outlooks of how much spendable cash you or your business have at the end of each day. By properly managing your cash flow, businesses can grow month over month […]

The Most Hated Investment In An IRA

Ugh…. ….when I was a financial advisor, there was one investment that always drove me crazy. it was frustrating for two reasons: – It had huge expenses (and, not-shockingly, high commissions to the person who recommended it). – The client rarely knew they had it and how it might actually be “good” in their IRA […]

Want A Raise? Try These Two Tricks

There’s a trick to getting more money, and it’s not begging your boss for a raise. According to a recent USA Today article, compensation for CEOs of companies in the S&P 500 jumped 13% in 2013. That means that more people at the top are making over $100 million than ever before. You can’t live […]

False Economies vs. Practical Savings

There are a lot of things out there that will help you save. Unfortunately many of them don’t actually work, they fall under the collective description of false economies.  Very often they come down to promises from a particular brand, company or person that sound great but in reality are not all that great. So […]

How To Build A Budget That Works: Part Two

Two weeks ago I talked about the basic first step to being able to build a budget that will work. Tracking your expenses. I will reiterate how important this is if you want your budget to be successful. Trying to guess what you spend in certain categories will fail horribly. You’ll be short in certain […]

AA for Hoarders | Hoarders Anonymous: Kill Your Hoarding Side

Are you holding onto old movies you don’t watch and don’t really plan on watching again? You might be an undercover hoarder. Holding on to music CDs of lame country musicians and Hannah Montana that you hate? You might be an overt hoarder. Still clutching onto your Panasonic 3DO from 1994? Well, that’s actually pretty […]

How To Build a Budget That Works: Part One

If I’m being honest-and honesty is something I rely on blogging for-I didn’t have a budget most of my life. I had NO idea how to manage money. None. Zip. Zilch. I was totally clueless about money and what to do with it. Sure I knew people put money in savings accounts but growing up […]

How to Have Fun While in Debt

One of the toughest parts about getting out of debt is having to miss out on social events. Socializing can be very expensive depending on what you choose to do. My husband’s best friend is getting married next weekend. This past weekend was the bachelor party and a stark reminder about how expensive socializing can […]