Robert Kiyosaki’s CashFlow Quadrant

Who is Robert Kiyosaki?  (You can read his life advice book and biography here:) However, for starters lets give you a background on just one of his many great books, Rich Dad’s Cashflow Quadrant. Robert Kiyosaki’s cashflow quadrant system can be summarized in segments: 1) Employee – this is self-explanatory, but it represents anyone that works […]

Being Frugal When Choosing Your Next Car

Frugal is the new black isn’t it? These days, everyone is looking for ways to stretch their dollars further. In fact, it’s so popular, it’s sexy! The problem is that everyone seems to talk about the simple stuff. You know, clipping coupons, choosing credit cards, and making sure you budget properly. But what about the […]

Dealer Discounts: Are They Worth It?

Let’s face it: Cars aren’t exactly cheap. Most people can’t afford to purchase an older car outright, let alone a brand new one, and it’s often a challenge even just paying the vehicle off in monthly installments. If you’re looking to get a fresh set of wheels that’s with the times and won’t break the […]

What Could Affect the Forex Market in the Next Year?

The forex market is the most liquid market in the world and there are hundreds of little factors that affect currency prices every day. There are also a lot of much larger global and financial events that can significantly strengthen or weaken major and minor currencies. The best traders use these events and predictions as […]

How to Cut Costs and Grow Your Monthly Savings

Cash flow management is often considered the most crucial piece of managing a budget. It’s very important to have both short term and long term analytical outlooks of how much spendable cash you or your business have at the end of each day. By properly managing your cash flow, businesses can grow month over month […]

The Most Hated Investment In An IRA

Ugh…. ….when I was a financial advisor, there was one investment that always drove me crazy. it was frustrating for two reasons: – It had huge expenses (and, not-shockingly, high commissions to the person who recommended it). – The client rarely knew they had it and how it might actually be “good” in their IRA […]

Want A Raise? Try These Two Tricks

There’s a trick to getting more money, and it’s not begging your boss for a raise. According to a recent USA Today article, compensation for CEOs of companies in the S&P 500 jumped 13% in 2013. That means that more people at the top are making over $100 million than ever before. You can’t live […]

False Economies vs. Practical Savings

There are a lot of things out there that will help you save. Unfortunately many of them don’t actually work, they fall under the collective description of false economies.  Very often they come down to promises from a particular brand, company or person that sound great but in reality are not all that great. So […]

How To Build A Budget That Works: Part Two

Two weeks ago I talked about the basic first step to being able to build a budget that will work. Tracking your expenses. I will reiterate how important this is if you want your budget to be successful. Trying to guess what you spend in certain categories will fail horribly. You’ll be short in certain […]

AA for Hoarders | Hoarders Anonymous: Kill Your Hoarding Side

Are you holding onto old movies you don’t watch and don’t really plan on watching again? You might be an undercover hoarder. Holding on to music CDs of lame country musicians and Hannah Montana that you hate? You might be an overt hoarder. Still clutching onto your Panasonic 3DO from 1994? Well, that’s actually pretty […]