Is it Ever a Good Idea to Borrow From Retirement Savings?

Life is expensive, and few people can manage to cover healthcare, college savings, retirement savings, a mortgage, the daily costs of living, and accumulate a large emergency fund. So if you’re laid off, face a family medical emergency, or are drowning in debt, borrowing from your retirement savings can feel like a tempting option. After […]

You’re 18 years old? Start Investing Now.

The great thing about being young is that you have your entire life ahead of you. However, most people will not begin to think about their future lives until they are 30, 40, or even older. It is not that difficult for anyone to be financially free by retirement. You just need to be committed […]

3 Ways to Do Retirement Planning the Right Way

Retirement planning can sound so ominous, sort of like preparing for death. However, it’s something we all need to look at regardless of the type of retirement we want – whether that be early retirement or a more traditional retirement scenario. The last time I checked, working until you drop as a Wal-Mart greeter is […]

Should the Government Force People to Save for Retirement?

During the State of the Union earlier this year President Obama discussed the retirement saving issue here in the States in introducing the MyRA. The fact that he covered saving for retirement is fairly important as it’s usually only the most important topics that get covered during the speech. While this is encouraging on one […]

4 Great Ways to Save More Money for Retirement

A common conversation I had back in my online brokerage days was how you can save more money for retirement. It’s an understandable concern as most don’t want to work until they drop and saving more than enough money for retirement is going to help towards that end. With that being said, each situation is […]

The Most Hated Investment In An IRA

Ugh…. ….when I was a financial advisor, there was one investment that always drove me crazy. it was frustrating for two reasons: – It had huge expenses (and, not-shockingly, high commissions to the person who recommended it). – The client rarely knew they had it and how it might actually be “good” in their IRA […]

Avoiding Obvious Retirement Planning (or lack of planning) Mistakes

There’s a big difference between wanting to retire early and actually retiring. Hey, everybody! I’m ready to join the party! I’ve been told by bossman that I’m now going to be writing here once a month. You ready? I certainly am. Rather than an extended post on who I am and what I’m about, let’s […]

Retirement Resolutions to Make in 2014

This is a guest post. If interested in submitting a guest post please read our guest posting policy. With the start of a new year here, many people may be looking for ways to get their financial strategy on the right track. This can revolve around many things, but there could be a greater number of […]

Millennials, Are You Ready to Retire?

I fall into the millenial category, those born between 1978-1988. I can honestly say, as I sit here nearing 30, I am NO where near on track for retirement. Hell, I still have almost 100k worth of debt to deal with first. Am I freaking out yet? No. Should I be? Maybe, but I’m not. […]

Don’t Hit The Panic Button! How Financial Woes Can Be Solved With A Second Set of Eyes

Things are looking bad. Every turn you make with your accounts erupts in problems, and overdrafts. There is no feeling like failing financially. There are few things more burdensome. But there is hope, and the answer isn’t to make more money. The answer lies in understanding a few financial principles well, and executing them well.