Want to Refinance Your Mortgage? Lessons Learned from an Average Joe

In the past 2 years I’ve refinanced 3 times. Each time dropping my monthly payment by $100 or more. This might sound extreme, impossible or even ridiculous. In some cases it would be. For me though history just happened to be in my favor. With interest rates historically dropping and having the 87th ranked Loan […]

8 Ways To Earn Income When Interest Rates Suck

If you have any cash sitting in an account collecting interest, you’re well aware of the dismal rate of return that you’re earning. Don’t blame the banks though – they must invest in fairly low risk securities to keep your money safe. If they are not earning much, they will not pay you much. Income […]

Using HARP To Refinance

Currently, 45% of all homeowners contain less than 20% equity in their homes. What’s even worse is that almost 30% have less than 5% equity. That’s not surprising considering the extent at which housing prices have dropped over the last few years. With less than 20% equity, how are you supposed to take advantage of […]

Should You Buy A House This Year – Midweek Infographic

In 2008, The Case-Shiller home price index reported the largest price drop in its history due to a combination of foreclosures, subprime mortgages, housing speculation, CDOs and a dozen other factors. Whether you were a home owner then, since then or you’re still renting, the diminishing housing prices have affected you in some way. The population is […]

Financial Calculators Can Now Be Found Here

My objective when launching this site was to create a valuable resource for people in need of financial information. One goal in particular was to launch several, easy to use calculators to help people make tough economic decisions. Today, I’m happy to say that the calculator portion of the site is up and fully functional. […]