How To Build a Budget That Works: Part One

If I’m being honest-and honesty is something I rely on blogging for-I didn’t have a budget most of my life. I had NO idea how to manage money. None. Zip. Zilch. I was totally clueless about money and what to do with it. Sure I knew people put money in savings accounts but growing up […]

How to Have Fun While in Debt

One of the toughest parts about getting out of debt is having to miss out on social events. Socializing can be very expensive depending on what you choose to do. My husband’s best friend is getting married next weekend. This past weekend was the bachelor party and a stark reminder about how expensive socializing can […]

How to Manage Debt in Your Marriage

Something I know a thing or two about is debt and marriage. I’ve been with my husband for 11 years, married four. In our relationship, there is no ‘’his’’ and ‘’mine’’ in terms of finances. For everything else, what’s mine is mine and what’s his is mine. I kid! We manage everything together. Given that […]

Finding Motivation For Debt Repayment

When one decides they want to get out of debt, I’m talking making a serious commitment to it, there is usually a motivating force behind it. Though some people are self-motivated when it comes to debt repayment, more often than not, people need a motivating factor to help push them along their debt repayment efforts. […]

Bad Spending Habits…And How To Fix Them [Infographic]

This week’s Financial Infographic  focuses on what anyone can struggle with: bad spending habits. There are a lot of people with bad spending habits, and it’s not just those that are broke, seem irresponsible, or can’t find a job. Many people are susceptible–and often unaware–of the bad spending habits laid out in this financial infographic. […]

Get Out of Debt Basics

Every day, people look for options for how to get out of debt. I started this get out of debt series with my personal story a few weeks ago, and today we will discuss options anyone can do when looking to get out of debt. It isn’t complicated, but they will definitely help you get […]

A Personal Experience With Stopping The Debt Cycle

I don’t think people intentionally take on debts they can’t afford. People borrow with the best intentions but sometimes find themselves in a debt cycle of borrowing more than they can pay back. The debt cycle starts innocently but can quickly spiral out of control. My Debt Cycle Story My debt cycle started with my […]

How to Avoid Money Anxiety

Money anxiety is something that can affect anyone and can show itself in many different forms. The stresses of budgeting, debt, paying for a child’s post secondary or reaching financial goals can all cause money anxiety. How to Avoid Money Anxiety: Address the Stress The first step to decreasing or avoiding your money anxiety is […]

Make My Money Grow Part 3: Should I Invest Or Pay Off Debt?

Some people are thrifty. Some are frugal. Both can be great at saving, and even at paying off debt. All wise choices. But saving is not the same as investing. Saving will pile up your money, while investing can make your money grow itself. But if you hold some debt, should you invest or pay […]

How The Average American Spends Their Money [Infographic]

This week’s infographic may take a tilt of the head at first to read, but don’t fret. It gets much easier to read and understand after the intro paragraphs. It’s a great visual guide to what we owe and where we spend our money–or at least how the “average American” does so. You already know […]