If you’re a small business owner, you know how much it takes to keep your business running successfully. And with all the expenses that need to be covered on a day-to-day basis, it can sometimes be difficult to keep your profits where you want them to be. Small business loans and lines of credit can…
For small business owners, credit cards are not just a cost to be managed. They’re also constructive financial tools that can bring a range of benefits to your company – if you use them correctly. Increased liquidity Credit cards are a handy tool for keeping cash flow under control. Using credit cards effectively, however, involves…
There is an old saying that rings true in small businesses and in life: You need money to make money. Whether you are just beginning a new business or you want to grow the one you already have, there will probably be a time when you need to take out a small business loan to…
I got my first credit card in my early 20’s. It was a secured credit card through my bank. You see, I didn’t know what I needed to know about getting a credit card. I knew “paper or plastic” and how to spend that credit card, and I also wanted to build some credit. A…
You’re credit score is one of the most important aspects of your financial well-being. Though there are ways other than credit cards to build, repair or maintain your credit score, nothing is as easy as swiping your credit card. A Closer Look at Credit Score Your credit score is a mathematical calculation used by lenders to assess your…
Teaching your child financial responsibility is one of the most important tools you brace them with. Unfortunately we can’t rely on them learning any financial skills in school so it’s our responsibilities as parents to prepare our kids the best we can. Don’t Become Me I am the perfect example of what can happen if not braced…
In the personal finance niche, credit cards tend to have a negative connotation. There are many stories about people climbing out of what is seemingly insurmountable credit card debt, myself included. If used incorrectly credit cards can be quite detrimental, but they don’t have to be. Education Proper credit card use starts with education. Something I was lacking….