5 People Who SHOULD Use Permanent Life Insurance

I’m tired of people beating on permanent insurance. Last week yet another colleague of mine said, “I can’t think of a time when somebody should buy anything but term insurance.” I told him I could name five. He scoffed. I listed them off quickly to him, and today I’ll do the same for you. I […]

The Most Hated Investment In An IRA

Ugh…. ….when I was a financial advisor, there was one investment that always drove me crazy. it was frustrating for two reasons: – It had huge expenses (and, not-shockingly, high commissions to the person who recommended it). – The client rarely knew they had it and how it might actually be “good” in their IRA […]

Mortgage Basics (and two great strategies to annoy your banker)

Mortgages. Even the name sounds like someone attaching chains to your legs, doesn’t it? But there’s good news: mortgages don’t have to be ominous, and if you do them wisely, you can come out ahead on your mortgage decision. Let’s start with what a typical mortgage looks like and then we’ll talk about some strategies […]

How To Maximize Your Income with Portfolio and Work Life Screens

I was chatting with my career coach on the phone this morning. We were discussing switching my plan from a “to do list” and yearly goals to a 90 day plan and yearly goals. The reason? Yearly goals and “to do lists” often have nothing to do with one another, but yearly goals and 90 […]

Want A Raise? Try These Two Tricks

There’s a trick to getting more money, and it’s not begging your boss for a raise. According to a recent USA Today article, compensation for CEOs of companies in the S&P 500 jumped 13% in 2013. That means that more people at the top are making over $100 million than ever before. You can’t live […]

Avoiding Obvious Retirement Planning (or lack of planning) Mistakes

There’s a big difference between wanting to retire early and actually retiring. Hey, everybody! I’m ready to join the party! I’ve been told by bossman that I’m now going to be writing here once a month. You ready? I certainly am. Rather than an extended post on who I am and what I’m about, let’s […]