About Catherine

Catherine is the voice behind the blog Plunged in Debt where she documents her and her husband's journey to debt freedom, which they will achieve through smarter lifestyle choices and learning from past mistakes. She is also a dental hygienist, mom to one and cat lover. You can also find her on Twitter.

Realize your household potential on a restricted budget

Maintaining a clean and fashionable household is an ongoing drain on resources that can fill even the most recumbent spender with ire. A range of specialist cans and sprays jostle brightly on the supermarket shelves, each claiming exclusive knowledge of the best way to unblock the sink, rid your life of pests and add gleam […]

Millennials, Are You Ready to Retire?

I fall into the millenial category, those born between 1978-1988. I can honestly say, as I sit here nearing 30, I am NO where near on track for retirement. Hell, I still have almost 100k worth of debt to deal with first. Am I freaking out yet? No. Should I be? Maybe, but I’m not. […]

Should I cover my wedding rings under home insurance?

Here’s a story. My paternal grandfather was a gemologist. That’s a fancy word to say he was a specialist in precious stones and gems. He worked many years for a high-end Canadian jeweler and had a very successful career. It goes without saying, given my grandfathers position, that my grandmother had a lot of very […]

How Taking Control Of Your Finances Changes Your Life

I don’t know many people who, from first dollar in hand, knew exactly how to control their money. Learning how to control your finances is a learned skill. Some people are fortunate enough to have learned valuable skills from their parents or other role models while others, myself included, fumble their way through their finances […]

Ways To Make More Money: Part Two

There are quite literally millions of (legal) ways to make money. Most people get a job and work at said job as their only income source never really doing much about ways to make more money. They want more money, but few people actually do something about this need/want/desire and become proactive about it. A […]

How to Make More Money: Side Hustle

Money is something that interests everyone. It is one topic that unites us all and most people in the world are interested in how to make more money. Some people dream about what they would do with more money while others, myself included, go out and do it. Why one chooses to make more money […]

Build a Budget That Works: Part Three

Today is part three of the ”Build a Budget That Works” series. Check out parts One and Two! Once you’ve calculated your budget based on your three expenses it’s likely now time to make some changes. Because ever situation is very personal, I can only make suggestions rather than tell you exactly what to do […]

How To Build A Budget That Works: Part Two

Two weeks ago I talked about the basic first step to being able to build a budget that will work. Tracking your expenses. I will reiterate how important this is if you want your budget to be successful. Trying to guess what you spend in certain categories will fail horribly. You’ll be short in certain […]

How To Build a Budget That Works: Part One

If I’m being honest-and honesty is something I rely on blogging for-I didn’t have a budget most of my life. I had NO idea how to manage money. None. Zip. Zilch. I was totally clueless about money and what to do with it. Sure I knew people put money in savings accounts but growing up […]

How to Have Fun While in Debt

One of the toughest parts about getting out of debt is having to miss out on social events. Socializing can be very expensive depending on what you choose to do. My husband’s best friend is getting married next weekend. This past weekend was the bachelor party and a stark reminder about how expensive socializing can […]