Money management used to involve filling out checks and writing down the payees and check amounts in a balance book. Statements arrived once a month in the mail, and you reconciled your balance against the checks you wrote to determine which ones were cashed and which were outstanding. This is still true to an extent,…
With the convenience of electronic payment options, billions of people use bank cards for everything from shopping to paying bills both online and in-person. Many industries, such as hotels and car rentals, require a bank card in order to make reservations, and it seems the modern economy demands that people have at least one bank…
People looking to finance a home renovation can be both short-term or long-term investors. Short-term investors are known as “fix-and-flippers” and typically purchase, renovate, and sell a property within 12 months. Long-term investors usually purchase and renovate a property before acting as a landlord. Below we discuss the best financing options for fix and flippers…
In spite of the ever-changing state of the economy, investing is still a good way to increase your nest-egg and save for the future. Unfortunately, for every legitimate investment opportunity, there are half a dozen scams trying to do nothing more than steal your hard earned money. If you’re interested in investing but aren’t sure…
Prices of luxury properties are hot and it keeps on soaring in the real estate market and the market potential for luxury properties is also getting larger than ever. An average buyer shouldn’t be shut out of high-end real estate market. These type of properties can be within reach if you make smart choices before…
What do you give someone as a gift when they insist they have everything they need? Does this dilemma sound familiar? I’ve had this happen to me and it can leave you in a tough spot. On one hand you need a great gift, but on the other, you have no idea what that great…
In today’s age of smart phones and instant gratification, convenience is the name of the game. People know what they want and when they want it. And it’s usually right now. If you’re in a rush and need to pick up some coffee or lunch but don’t want to wait in line, most stores…
Right after I graduated from college and started my first “real” job I had to find a place to live, build a more professional wardrobe, pay off student loans, and purchase a few pieces of furniture for a new place. Unfortunately, all of these things cost money, which, as a recent college grad, I had…
Online shopping has become the norm for Americans. Gone are the days of browsing the mall or catalogs for gifts or household items. Now in just a few clicks you can find what you’re looking for online and have it at your doorstep in a couple of days or even sooner. Convenience is great, but…
I was sitting in my apartment, looking over my net worth figures and feeling hopeless when a thought occurred to me. I don’t need to make any massive savings or investing moves to get rich, I just had to save, and save and save. Just to provide some background on this I was looking at…